Ameris Bancorp

ABCB · NYSE

$80.68+$1.45 (+1.83%)TodayMarket closed · Oct 20, 7:30 PM ET

Prev close $79.23

ABCB analyst rating

HoldConsensus of 6 analysts over the last 12 months. 33% rate it a buy.

Strong buy0
Buy2
Hold4
Underperform0
Sell0

12-month price target · 9 analysts

Average $95.73 (+18.7% upside)

Low: $88.88
Now: $80.68
High: $105.00

Upgrades and downgrades

The latest rating actions, newest first

ABCB analyst upgrades, downgrades and rating actions
Firm	Date	Action	Rating	Price target	Hit rate
Truist Securities	Oct 9, 2026	Maintains	Hold	$90.00 → $84.00	46%
Truist Securities	Jul 28, 2026	Maintains	Hold	$92.00 → $90.00	46%
Piper Sandler	Jul 27, 2026	Maintains	Neutral	$96.00 → $92.00	67%
DA Davidson	Jul 27, 2026	Maintains	Buy	$98.00 → $100.00	78%
Piper Sandler	Jul 13, 2026	Downgrade	Overweight → Neutral	$96.00	67%
Truist Securities	Jul 10, 2026	Maintains	Hold	$89.00 → $92.00	46%
Raymond James	Jul 1, 2026	Downgrade	Outperform → Market Perform	—	66%
DA Davidson	Apr 28, 2026	Maintains	Buy	$94.00 → $98.00	78%
Stephens & Co.	Apr 27, 2026	Maintains	Equal-Weight	$87.00 → $90.00	67%
Truist Securities	Apr 27, 2026	Maintains	Hold	$85.00 → $89.00	46%

The case for and against

Updated Jul 21, 2026

Bull case

Ameris is a bank holding company with a strong position in its core markets of Georgia, Alabama, Florida, and South Carolina. The company's strategic focus on acquiring banks in its geographic region is expected to drive market share growth and expansion beyond its current market. Ameris's solid revenue generation from its banking division and its effective cost control measures give confidence in the company's financial stability.

Bear case

Ameris is a traditional banking company with a strong presence in the Southeastern United States, but its financial metrics and outlook do not support significant growth potential. While the company is looking to expand its market share through acquisitions, its loan growth and net interest margin are expected to experience modest improvement or even a decline. In addition, the company's high dependence on commercial real estate loans puts it at risk if there is a downturn in the local economy. There may be better investment options in the financial sector with stronger fundamentals and growth prospects.

Information on this page is provided for informational purposes only and is not a recommendation to buy, sell or hold any security. Investing involves risk, including possible loss of principal. Market data is delayed at least 15 minutes and is provided without warranty. Analyst ratings, price targets and company data come from third-party sources. Past performance does not guarantee future results.