Atlantic Union Bankshares

AUB · NYSE

$38.21+$0.45 (+1.19%)TodayMarket closed · Oct 20, 7:30 PM ET

Prev close $37.76

AUB analyst rating

BuyConsensus of 5 analysts over the last 12 months. 80% rate it a buy.

Strong buy1
Buy3
Hold1
Underperform0
Sell0

12-month price target · 9 analysts

Average $48.19 (+26.1% upside)

Low: $43.43
Now: $38.21
High: $52.50

Upgrades and downgrades

The latest rating actions, newest first

AUB analyst upgrades, downgrades and rating actions
Firm	Date	Action	Rating	Price target	Hit rate
TD Cowen	Oct 5, 2026	Maintains	Buy	$48.00 → $44.00	47%
Morgan Stanley	Sep 28, 2026	Maintains	Equal-Weight	$49.00 → $50.00	55%
TD Cowen	Jul 22, 2026	Maintains	Buy	$46.00 → $48.00	47%
Morgan Stanley	Jun 29, 2026	Maintains	Equal-Weight	$42.00 → $45.00	55%
Piper Sandler	Jun 11, 2026	Maintains	Overweight	$45.00 → $46.00	67%
Stephens & Co.	Jun 11, 2026	Maintains	Overweight	$46.00	67%
TD Cowen	May 12, 2026	Maintains	Buy	$44.00 → $45.00	47%
Piper Sandler	Apr 22, 2026	Maintains	Overweight	$47.50 → $45.00	67%
Morgan Stanley	Mar 2, 2026	Maintains	Equal-Weight	$44.00 → $47.00	55%
Piper Sandler	Feb 5, 2026	Maintains	Overweight	$41.50 → $47.50	67%

The case for and against

Updated Oct 14, 2026

Bull case

Atlantic Union Bankshares is well positioned to compound earnings through mid-single-digit loan growth, helped by strong C&I, equipment finance, construction, and multifamily production that supports a durable organic expansion story. The company’s core NIM should also trend higher as roughly $850–900 million of loans reprice each quarter and about $200 million of higher-cost brokered deposits mature in 2Q26, while credit remains strong with 1Q26 net charge-offs at just 2 bps versus a 10bp-15bp guide. Its capital position is solid, with pro forma CET-1 around 10.3% versus a 10.0%-10.5% target, enabling full use of the $250 million buyback authorization and supporting EPS accretion, even as the bank expands into North Carolina and leverages its high client satisfaction and scaled Mid-Atlantic franchise.

Bear case

Atlantic Union Bankshares is vulnerable to a weaker earnings profile because its asset-sensitive balance sheet could face net interest income pressure if rates fall faster than expected, while sharply unexpected rate moves can also create unrealized losses on earning assets. Its outlook is further constrained by elevated regulatory and policy risk, including an unresolved CFPB matter and the possibility that Basel III Endgame or other rules could force higher capital, limiting growth and returns. Credit quality also looks exposed given modestly above-peer CRE and construction concentration, and a prolonged recession in its core markets could lift losses, pressure capital and liquidity, and weigh on overall performance.

Information on this page is provided for informational purposes only and is not a recommendation to buy, sell or hold any security. Investing involves risk, including possible loss of principal. Market data is delayed at least 15 minutes and is provided without warranty. Analyst ratings, price targets and company data come from third-party sources. Past performance does not guarantee future results.