BancFirst

BANF · NASDAQ

$110.16+$2.15 (+1.99%)TodayMarket closed · Oct 20, 7:30 PM ET

Prev close $108.01

BANF analyst rating

HoldConsensus of 2 analysts over the last 12 months. 0% rate it a buy.

Strong buy0
Buy0
Hold2
Underperform0
Sell0

12-month price target · 5 analysts

Average $126.82 (+15.1% upside)

Low: $122.21
Now: $110.16
High: $133.35

Upgrades and downgrades

The latest rating actions, newest first

BANF analyst upgrades, downgrades and rating actions
Firm	Date	Action	Rating	Price target	Hit rate
Keefe, Bruyette & Woods	Aug 5, 2026	Maintains	Market Perform	$123.00 → $121.00	83%
DA Davidson	Jun 12, 2026	Maintains	Neutral	$125.00	78%
DA Davidson	Apr 20, 2026	Maintains	Neutral	$125.00	78%
DA Davidson	Mar 9, 2026	Maintains	Neutral	$125.00	78%
Keefe, Bruyette & Woods	Jan 23, 2026	Maintains	Market Perform	$120.00 → $123.00	83%

The case for and against

Updated Oct 7, 2026

Bull case

BancFirst is supported by positive third-quarter operating trends, with year-to-date noninterest-bearing deposits up about $170M, or roughly 4.4% versus 12/31/25, while loan balances remained flat-to-modestly higher and net interest margin stayed fairly stable. Its 1Q26 results also showed earnings resilience, with EPS of $1.85, 3bp NIM expansion, 2.4% linked-quarter loan growth, 7.3% end-of-period deposit growth, and a stronger efficiency ratio of 54.1%. The outlook is further helped by steady low-single-digit loan growth expectations, solid fee income, lower provision costs, and potential upside if the Fed pivots to a rate hike later this year.

Bear case

BancFirst is facing a cautious fundamental backdrop because deterioration in asset quality and exposure to the energy sector could restrain regional growth, weaken loan demand, and pressure the mix toward less profitable assets. While net interest income of $127.7M slightly beat estimates and average earning assets rose 5.0% annualized to $13.85B, the quality of that growth is less compelling as loan yields fell 7bp to 6.85% and total earning asset yields declined 9bp to 5.57%. Even with NIM expanding 3bp to 3.74% and deposit costs easing, the combination of softer asset yields and higher credit risk supports a negative outlook.

Information on this page is provided for informational purposes only and is not a recommendation to buy, sell or hold any security. Investing involves risk, including possible loss of principal. Market data is delayed at least 15 minutes and is provided without warranty. Analyst ratings, price targets and company data come from third-party sources. Past performance does not guarantee future results.