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Credit Acceptance

CACC · NASDAQ

$538.16+$3.96 (+0.74%)TodayMarket closed ·
Prev close $534.20

About CACC

Credit Acceptance Corp. engages in the provision of dealer financing programs that enables automobile dealers to sell vehicles to consumers, regardless of its credit history. The company is headquartered in Southfield, Michigan and currently employs 2,314 full-time employees. The Company’s financing programs are offered through a nationwide network of automobile dealers. Its loan portfolio consists of two portfolio segments: dealer loans and purchased loans. The firm offers two programs: the Portfolio Program and the Purchase Program. Under the Portfolio Program, the Company advances money to dealers in exchange for the right to service the underlying consumer loans. Under the Purchase Program, the Company buys the consumer loans from the dealers and keeps all amounts collected from the consumer. Its target market consists of approximately 60,000 independent and franchised automobile dealers in the United States. The firm has market area managers located throughout the United States that market its programs to dealers, enroll new dealers, and support active dealers.

Employees
2,314
Headquarters
Southfield, Michigan
Listed
Jun 5, 1992
Sector
Financials
Industry
Consumer Finance
Website
creditacceptance.com

CACC key statistics

Market cap
5.55B
Price-earnings ratio
11.77
Dividend yield
—
Average volume
105.43K
Volume
56.17K
Open price
$535.91
High today
$544.68
Low today
$532.58
52 Week high
$668.86
52 Week low
$401.90

Credit Acceptance (CACC) at a glance

As of Oct 20, 2026, Credit Acceptance (CACC) shares are priced at $538.16, giving the company a market cap of 5.55B and a price-to-earnings ratio of 11.77.

Today the stock has traded between $532.58 and $544.68. The current price is 1.0% above the day's low and 1.2% below its high.

Volume so far is 56.17K shares, below the average of 105.43K shares a day.

Over the past year Credit Acceptance has ranged from $401.90 to $668.86, and now sits 51% of the way up that range.

Credit Acceptance met or beat analyst EPS estimates in 2 of the last 8 quarters. In Q2 FY26 it reported $12.12 per share against an estimate of $12.09.

The average analyst price target is $649.40, 20.7% above the current price, from 2 recent ratings.

Analyst ratings

Latest rating from each analyst over the past 12 months

0%of 2 analyst ratings say Buy
  • Buy0.0%
  • Hold100.0%
  • Sell0.0%
Price target · 5 analystsAvg $649.40
Low
$606.00
Now
$538.16
High
$693.00

CACC earnings

Earnings per share, reported against the analyst estimate

Beat the estimate in 2 of the last 8 quarters, by 13.0% on average.

  1. Q3 FY24: reported $8.79 per share against an estimate of $9.24
  2. Q4 FY24: reported $10.17 per share against an estimate of $8.08
  3. Q1 FY25: reported $9.35 per share against an estimate of $9.86
  4. Q2 FY25: reported $8.56 per share against an estimate of $9.87
  5. Q3 FY25: reported $9.30 per share against an estimate of $9.64
  6. Q4 FY25: reported $8.92 per share against an estimate of $10.21
  7. Q1 FY26: reported $10.71 per share against an estimate of $10.73
  8. Q2 FY26: reported $12.12 per share against an estimate of $12.09

CACC news

  • Press releaseBusiness Wire

    CREDIT ACCEPTANCE CORPORATION INVESTOR ALERT: Scott+Scott Attorneys at Law LLP Investigates Credit Acceptance Corporation’s Directors and Officers for Breach of Fiduciary Duties – CACC

  • Press releaseGlobe Newswire

    Credit Acceptance Announces Completion Of $600.0 Million Asset-Backed Financing

  • Press releaseGlobe Newswire

    Credit Acceptance Announces Timing of Second Quarter 2026 Earnings Release and Webcast

  • Press releasePRNewswire

    Marvell Technology and Flex Set to Join S&P 500; Others to Join S&P MidCap 400 and S&P SmallCap 600

  • Press releaseGlobe Newswire

    Credit Acceptance Announces Completion Of $450.0 Million Asset-Backed Financing

  • Press releaseGlobe Newswire

    Credit Acceptance Announces Timing of First Quarter 2026 Earnings Release and Webcast

  • Press releaseGlobe Newswire

    Credit Acceptance Announces Timing of Fourth Quarter 2025 Earnings Release and Webcast

  • Press releaseGlobe Newswire

    Credit Acceptance Announces Completion of $500.0 Million Asset-Backed Financing

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Information on this page is provided for informational purposes only and is not a recommendation to buy, sell or hold any security. Investing involves risk, including possible loss of principal. Market data is delayed at least 15 minutes and is provided without warranty. Analyst ratings, price targets and company data come from third-party sources. Past performance does not guarantee future results.