Customers Bancorp

CUBI · NYSE

$76.02+$1.54 (+2.07%)TodayMarket closed · Oct 20, 7:30 PM ET

Prev close $74.48

CUBI analyst rating

HoldConsensus of 7 analysts over the last 12 months. 57% rate it a buy.

Strong buy0
Buy4
Hold2
Underperform1
Sell0

12-month price target · 13 analysts

Average $95.69 (+25.9% upside)

Low: $76.76
Now: $76.02
High: $115.50

Upgrades and downgrades

The latest rating actions, newest first

CUBI analyst upgrades, downgrades and rating actions
Firm	Date	Action	Rating	Price target	Hit rate
TD Cowen	Oct 5, 2026	Maintains	Buy	$94.00 → $91.00	47%
JP Morgan	Oct 1, 2026	Maintains	Overweight	$96.00 → $92.00	50%
Morgan Stanley	Sep 8, 2026	Downgrade	Equal-Weight → Underweight	$88.00 → $89.00	55%
Keefe, Bruyette & Woods	Aug 3, 2026	Maintains	Market Perform	$88.00 → $89.00	63%
DA Davidson	Jul 27, 2026	Maintains	Buy	$98.00 → $100.00	61%
JP Morgan	Jul 1, 2026	Maintains	Overweight	$86.00 → $94.00	50%
Morgan Stanley	Jun 29, 2026	Maintains	Equal-Weight	$83.00 → $88.00	55%
Piper Sandler	Jun 26, 2026	Maintains	Overweight	$86.00 → $92.00	46%
DA Davidson	Apr 27, 2026	Maintains	Buy	$91.00 → $93.00	61%
Piper Sandler	Apr 27, 2026	Maintains	Overweight	$82.00 → $86.00	46%

The case for and against

Updated Oct 14, 2026

Bull case

Customers Bancorp is supported by strong earnings momentum, with 1Q core EPS up 28% and operating leverage of roughly 700bp year over year, while the efficiency ratio improved to 49.7% from 52.7% in 1Q25. Its balance sheet execution also looks compelling, as TBV rose 16% year over year to $63.54, loans increased 3.7% in 1Q to $17.27B, and deposits climbed 3.9% to $21.59B, led by noninterest-bearing growth and cubiX balances of $4.0B. The outlook remains constructive because new banking teams, a strong recruiting pipeline, and a CET1 ratio of 12.8% support continued deposit transformation, above-average growth, and further positive operating leverage even as expenses rise modestly.

Bear case

Customers Bancorp is facing a weakening earnings mix as quarterly net interest income fell $13.1M, or 6.4%, to $191.4M, and average loan growth slowed to 1.0% from 5.0% in 4Q25, indicating less momentum in core balance-sheet expansion. Although fee income guidance improved to $131M and deposit costs declined to 2.46%, those positives were offset by a lower margin forecast of 3.23%, and nonperforming loans rose $4.1M to $47.8M, or 0.27% of loans, signaling credit slippage. The outlook remains negative because even with 2026 EPS raised to $8.33 and 2027 EPS to $9.33, the business still depends on continued low-cost deposit growth and stable credit quality, both of which appear increasingly uncertain.

Information on this page is provided for informational purposes only and is not a recommendation to buy, sell or hold any security. Investing involves risk, including possible loss of principal. Market data is delayed at least 15 minutes and is provided without warranty. Analyst ratings, price targets and company data come from third-party sources. Past performance does not guarantee future results.