CVB Financial

CVBF · NASDAQ

$22.16+$0.31 (+1.42%)TodayMarket closed · Oct 20, 7:30 PM ET

Prev close $21.85

CVBF analyst rating

BuyConsensus of 4 analysts over the last 12 months. 50% rate it a buy.

Strong buy0
Buy2
Hold2
Underperform0
Sell0

12-month price target · 8 analysts

Average $26.52 (+19.7% upside)

Low: $25.25
Now: $22.16
High: $29.40

Upgrades and downgrades

The latest rating actions, newest first

CVBF analyst upgrades, downgrades and rating actions
Firm	Date	Action	Rating	Price target	Hit rate
Stephens & Co.	Jul 28, 2026	Maintains	Equal-Weight	$23.00 → $25.00	67%
Piper Sandler	Jul 27, 2026	Maintains	Overweight	$27.00 → $28.00	68%
DA Davidson	Jul 24, 2026	Maintains	Neutral	$22.50 → $25.00	78%
Raymond James	Jul 1, 2026	Upgrade	Market Perform → Outperform	$25.00	61%
Stephens & Co.	Jun 16, 2026	Maintains	Equal-Weight	$23.00	67%
Piper Sandler	Apr 27, 2026	Maintains	Overweight	$26.00 → $27.00	68%
DA Davidson	Dec 19, 2025	Maintains	Neutral	$21.00 → $22.50	78%

The case for and against

Updated Oct 18, 2026

Bull case

CVB Financial is favorably positioned by its 2Q26 Core EPS of $0.43, which topped expectations, while Core PPNR/share of $0.58 and a 3.70% net interest margin showed resilient earnings power despite lower net interest income of $162.9M. Asset quality also remained strong, with net charge-offs of just $137K, NPAs at 0.14% of loans plus REO, and a reserve build that lifted the allowance to 1.05% of loans, limiting credit-risk concerns. The outlook is further supported by the HTBK integration benefits, including the sale of lower-yielding residential mortgages and a newly authorized repurchase program for up to 15 million shares, backed by a 16.3% CET1 ratio.

Bear case

CVB Financial is facing a negative setup because deteriorating asset quality, sluggish loan demand, and balance sheet contraction could pressure earnings and leave it with a less profitable earning asset mix. Competition for loans and deposits may compress net interest margin, while a higher for longer interest rate environment could keep deposit growth elevated and raise funding cost pressure. Its risk profile is further weakened by primary exposure to CA and roughly 77% of loans tied to commercial real estate, leaving the bank vulnerable to slower macro trends, CRE weakness, and broader banking industry risks.

Information on this page is provided for informational purposes only and is not a recommendation to buy, sell or hold any security. Investing involves risk, including possible loss of principal. Market data is delayed at least 15 minutes and is provided without warranty. Analyst ratings, price targets and company data come from third-party sources. Past performance does not guarantee future results.