First American Financial

FAF · NYSE

$66.26+$1.44 (+2.22%)TodayMarket closed · Oct 20, 7:30 PM ET

Prev close $64.82

FAF analyst rating

BuyConsensus of 5 analysts over the last 12 months. 100% rate it a buy.

Strong buy0
Buy5
Hold0
Underperform0
Sell0

12-month price target · 8 analysts

Average $78.82 (+19.0% upside)

Low: $15.06
Now: $66.26
High: $103.95

Upgrades and downgrades

The latest rating actions, newest first

FAF analyst upgrades, downgrades and rating actions
Firm	Date	Action	Rating	Price target	Hit rate
Truist Securities	Oct 15, 2026	Maintains	Buy	$85.00 → $80.00	68%
Barclays	Oct 5, 2026	Maintains	Overweight	$83.00 → $79.00	30%
Keefe, Bruyette & Woods	Jul 24, 2026	Maintains	Outperform	$84.00 → $86.00	53%
Benchmark	Jul 21, 2026	Initiates	Buy	$85.00	33%
Barclays	Jul 7, 2026	Maintains	Overweight	$80.00 → $83.00	30%
Keefe, Bruyette & Woods	Jun 25, 2026	Maintains	Outperform	$87.00 → $84.00	53%
Stephens & Co.	Jun 12, 2026	Maintains	Overweight	$84.00	13%
Stephens & Co.	Apr 27, 2026	Maintains	Overweight	$81.00 → $84.00	13%
Barclays	Apr 24, 2026	Maintains	Overweight	$72.00 → $80.00	30%
Truist Securities	Apr 24, 2026	Maintains	Buy	$82.00 → $85.00	68%

The case for and against

Updated Oct 18, 2026

Bull case

First American Financial is viewed favorably because 2Q26 strength drove higher 2026/2027/2028 EPS estimates to $7.18/$7.52/$7.89 and lifted title margin expectations to 12.9% in each year, reflecting stronger revenue growth relative to expenses. Its core Title Insurance and Services segment benefits from firmer purchase fee per file, record-year commercial momentum, and improving investment income from commercial and higher third-party deposits, while Home Warranty delivered a 20% operating margin. The outlook is further supported by automation gains in Endpoint and Sequoia, which should expand efficiency and scalability as the housing market eventually rebounds and lower rates support higher purchase volumes.

Bear case

First American Financial is facing a negative fundamental backdrop because prolonged housing market weakness and persistent affordability constraints could keep real estate transaction volumes depressed, limiting growth in title fees and insurance premiums, which are the main revenue drivers. The company also faces execution risk from the rollout of Endpoint and Sequoia, where delays or cost overruns could prolong margin pressure and postpone efficiency gains. In addition, digital competition and regulatory scrutiny over title insurance rate structures could compress pricing and market share, further weighing on earnings resilience.

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