Firstsun Capital Bancorp

FSUN · NASDAQ

$38.34+$0.80 (+2.13%)TodayMarket closed · Oct 20, 7:30 PM ET

Prev close $37.54

FSUN analyst rating

BuyConsensus of 4 analysts over the last 12 months. 100% rate it a buy.

Strong buy1
Buy3
Hold0
Underperform0
Sell0

12-month price target · 6 analysts

Average $46.67 (+21.7% upside)

Low: $45.45
Now: $38.34
High: $49.35

Upgrades and downgrades

The latest rating actions, newest first

FSUN analyst upgrades, downgrades and rating actions
Firm	Date	Action	Rating	Price target	Hit rate
Keefe, Bruyette & Woods	Aug 5, 2026	Maintains	Outperform	$43.00 → $45.00	83%
Piper Sandler	Aug 3, 2026	Maintains	Overweight	$45.00 → $47.00	68%
Stephens & Co.	Jul 29, 2026	Maintains	Overweight	$46.00 → $45.00	63%
Raymond James	Jul 10, 2026	Maintains	Strong Buy	$47.00 → $44.00	61%
Raymond James	Jul 1, 2026	Upgrade	Outperform → Strong Buy	$44.00 → $47.00	61%
Stephens & Co.	Apr 29, 2026	Maintains	Overweight	$44.00 → $43.00	63%
Piper Sandler	Apr 2, 2026	Maintains	Overweight	$50.00 → $48.00	68%
Keefe, Bruyette & Woods	Dec 17, 2025	Maintains	Outperform	$42.00 → $44.00	83%
Keefe, Bruyette & Woods	Nov 5, 2025	Maintains	Outperform	$45.00 → $42.00	83%

The case for and against

Updated Mar 27, 2026

Bull case

Firstsun Capital Bancorp has shown significant growth in its loan portfolio, with loans now constituting 87% of earning assets, an increase from 77% in 2018, indicating a strategic focus on enhancing earning assets. The company is positioned for further loan growth that may outperform its peers, driven by a lower concentration in commercial real estate (CRE) and the addition of new clients from recent team expansions in Southern California. Additionally, anticipated inclusion in relevant market indices is expected to enhance trading volumes and overall stock performance in the upcoming months.

Bear case

Firstsun Capital Bancorp has faced persistent challenges, highlighted by its net interest margin (NIM) underperformance relative to peers from 2018 to 2021, primarily attributed to higher liquidity levels. The current sentiment in the banking sector has been negatively impacted by reported credit stress in commercial real estate, especially within multifamily sectors, which poses additional risks for banks with similar exposure. Furthermore, the company's aggressive acquisition strategy raises concerns about potential short-term dilution to tangible book value and earnings per share, alongside the inherent risks associated with integration.

Information on this page is provided for informational purposes only and is not a recommendation to buy, sell or hold any security. Investing involves risk, including possible loss of principal. Market data is delayed at least 15 minutes and is provided without warranty. Analyst ratings, price targets and company data come from third-party sources. Past performance does not guarantee future results.