HomeTrust Bancshares

HTB · NYSE

$47.13+$0.51 (+1.09%)TodayMarket closed · Oct 20, 7:00 PM ET

Prev close $46.62

HTB analyst rating

BuyConsensus of 1 analyst over the last 12 months. 100% rate it a buy.

Strong buy0
Buy1
Hold0
Underperform0
Sell0

12-month price target · 5 analysts

Average $54.95 (+16.6% upside)

Low: $47.47
Now: $47.13
High: $61.42

Upgrades and downgrades

The latest rating actions, newest first

HTB analyst upgrades, downgrades and rating actions
Firm	Date	Action	Rating	Price target	Hit rate
Stephens & Co.	Aug 21, 2026	Maintains	Overweight	$55.00 → $57.00	67%

The case for and against

Updated Jan 12, 2026

Bull case

HomeTrust Bancshares Inc. has demonstrated a solid financial performance, highlighted by a 3% increase in tangible book value per share (TBVPS) quarter-over-quarter, reaching $30.92. The company's capital position remains robust, with a tangible common equity (TCE) ratio improving to 11.9% in the second quarter of 2025, up from 11.7%. Additionally, the net interest margin (NIM) has improved by 15 basis points quarter-over-quarter to 4.37%, significantly surpassing previous estimates, which further reinforces a positive outlook for the company's financial stability and growth potential.

Bear case

HomeTrust Bancshares Inc may face challenges due to a potential deterioration in credit quality, which could adversely affect its valuation and earnings per share (EPS). Furthermore, the company's reserve ratio has decreased by 3 basis points to 1.20%, indicating a diminished buffer against potential loan losses. This combination of declining credit quality and reduced reserves raises concerns about the bank's overall financial stability and ability to manage risk.

Information on this page is provided for informational purposes only and is not a recommendation to buy, sell or hold any security. Investing involves risk, including possible loss of principal. Market data is delayed at least 15 minutes and is provided without warranty. Analyst ratings, price targets and company data come from third-party sources. Past performance does not guarantee future results.