Open Lending

LPRO · NASDAQ

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LPRO analyst rating

HoldConsensus of 2 analysts over the last 12 months. 0% rate it a buy.

Strong buy0
Buy0
Hold2
Underperform0
Sell0

12-month price target · 7 analysts

Average $2.45

Low: $1.72
High: $3.31

Upgrades and downgrades

The latest rating actions, newest first

LPRO analyst upgrades, downgrades and rating actions
Firm	Date	Action	Rating	Price target	Hit rate
DA Davidson	Jun 26, 2026	Downgrade	Buy → Neutral	$3.00 → $3.15	57%
DA Davidson	Jun 17, 2026	Maintains	Buy	$3.00	57%
Canaccord Genuity	Mar 17, 2026	Maintains	Hold	$2.00	49%
DA Davidson	Mar 16, 2026	Maintains	Buy	$4.00 → $3.00	57%
Canaccord Genuity	Nov 13, 2025	Maintains	Hold	$7.00 → $2.00	49%
DA Davidson	Nov 11, 2025	Maintains	Buy	$4.00	57%

The case for and against

Updated Aug 7, 2026

Bull case

Open Lending is on a positive trajectory with a return to a profitable operating model in 2025, driven by a reset of its business and refocus on the automotive lending market. The company is poised for steady growth and margin expansion in 2026, as seen in its full-year guidance provided by management. However, there are potential risks in terms of customer concentration, economic conditions, and reliance on insurance partners that could impact the company's revenue and profits. Investors should continue to monitor these factors as they could affect Open Lending's performance in the future.

Bear case

Open Lending is being sold to ANV Group Holdings Ltd., which shows a lack of confidence in the company's future prospects. The company has also struggled with underperforming loans and a high loss ratio, despite tightening credit standards in the past year. This suggests that the company may continue to face challenges and struggle to achieve profitability in the near future.

Information on this page is provided for informational purposes only and is not a recommendation to buy, sell or hold any security. Investing involves risk, including possible loss of principal. Market data is delayed at least 15 minutes and is provided without warranty. Analyst ratings, price targets and company data come from third-party sources. Past performance does not guarantee future results.