Onity Group

ONIT · NYSE

$25.84+$0.26 (+1.02%)TodayMarket closed · Oct 20, 7:30 PM ET

Prev close $25.58

ONIT analyst rating

BuyConsensus of 3 analysts over the last 12 months. 100% rate it a buy.

Strong buy0
Buy3
Hold0
Underperform0
Sell0

12-month price target · 5 analysts

Average $52.36 (+102.6% upside)

Low: $49.49
Now: $25.84
High: $57.75

Upgrades and downgrades

The latest rating actions, newest first

ONIT analyst upgrades, downgrades and rating actions
Firm	Date	Action	Rating	Price target	Hit rate
BTIG	Oct 12, 2026	Maintains	Buy	$50.00 → $45.00	38%
Keefe, Bruyette & Woods	Aug 12, 2026	Maintains	Outperform	$58.00 → $55.00	53%
BTIG	Jun 16, 2026	Maintains	Buy	$60.00 → $50.00	38%
Keefe, Bruyette & Woods	May 8, 2026	Maintains	Outperform	$60.00 → $58.00	53%
BTIG	Feb 12, 2026	Maintains	Buy	$50.00 → $60.00	27%
Keefe, Bruyette & Woods	Nov 10, 2025	Maintains	Outperform	$55.00 → $60.00	53%

The case for and against

Updated Jan 26, 2026

Bull case

Onity Group Inc demonstrates strong financial growth potential as indicated by a significant 34% quarter-over-quarter increase in funded volume, reaching $9.4 billion. Additionally, the consumer direct segment reported a 29% sequential volume increase to $384 million, with margins remaining stable at 321 basis points. The anticipated reversal of the deferred tax asset valuation allowance, valued at $22 per share, further supports a positive outlook for the stock, driven by both multiple expansion and book value growth.

Bear case

Onity Group Inc's financial performance has been hindered by a slight decline in adjusted pre-tax income from $10 million to $9 million in the origination segment, despite generating positive results for eight consecutive quarters. Additionally, the reverse mortgage segment has experienced a 6% quarter-over-quarter drop in volume, decreasing from $176 million to $166 million, alongside diminishing margins from 392 basis points to 367 basis points. Projections for fiscal years 2025, 2026, and 2027 depict a downward trend in estimated earnings, suggesting a potential decrease in pre-tax adjusted return on equity, which reflects ongoing challenges in both servicing and origination markets.

Information on this page is provided for informational purposes only and is not a recommendation to buy, sell or hold any security. Investing involves risk, including possible loss of principal. Market data is delayed at least 15 minutes and is provided without warranty. Analyst ratings, price targets and company data come from third-party sources. Past performance does not guarantee future results.