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OppFi

OPFI · NYSE

$5.63+$0.07 (+1.26%)TodayMarket closed ·
Prev close $5.56

About OPFI

OppFi, Inc. is a tech-enabled, mission-driven specialty finance platform, which engages in the provision of community banks to extend credit access to everyday Americans. The company is headquartered in Chicago, Illinois and currently employs 410 full-time employees. The company went IPO on 2020-09-30. The company provides customer experience in the industry and enables banks to offer credit products. Its primary product is offered by its OppLoans platform. The OppFi platform is a mobile-optimized online application where eligible applicants, at their request, are able to opt into the OppFi TurnUp Program. This program helps these applicants find more affordable credit options by checking the market voluntarily on their behalf for a sub-36% annual percentage rate, products offered by third-party lenders through other platforms. The company collects and calculates more than 500 attributes on loan applications for use in underwriting decisions. These attributes are based on data from credit bureaus, bank transactions and loan applications. Using this information, OppFi generates a score in combination with scores generated by third-party providers. The company offers a same-day funding service in collaboration with its partner banks.

Employees
410
Headquarters
Chicago, Illinois
Listed
Sep 30, 2020
Sector
Financials
Industry
Consumer Finance
Website
oppfi.com

OPFI key statistics

Market cap
479.72M
Price-earnings ratio
2.60
Dividend yield
—
Average volume
630.25K
Volume
713.38K
Open price
$5.56
High today
$5.80
Low today
$5.56
52 Week high
$11.69
52 Week low
$5.55

OppFi (OPFI) at a glance

As of Oct 20, 2026, OppFi (OPFI) shares are priced at $5.63, giving the company a market cap of 479.72M and a price-to-earnings ratio of 2.60.

Today the stock has traded between $5.56 and $5.80. The current price is 1.3% above the day's low and 2.9% below its high.

Volume so far is 713.38K shares, in line with the average of 630.25K shares a day.

Over the past year OppFi has ranged from $5.55 to $11.69, and now sits 1% of the way up that range.

OppFi met or beat analyst EPS estimates in 7 of the last 8 quarters. In Q2 FY26 it reported $0.33 per share against an estimate of $0.4539.

The average analyst price target is $12.82, 127.6% above the current price, from 3 recent ratings.

Analyst ratings

Latest rating from each analyst over the past 12 months

67%of 3 analyst ratings say Buy
  • Buy66.7%
  • Hold33.3%
  • Sell0.0%
Price target · 6 analystsAvg $12.82
Low
$9.60
Now
$5.63
High
$16.80

OPFI earnings

Earnings per share, reported against the analyst estimate

Beat the estimate in 7 of the last 8 quarters, by 36.3% on average.

  1. Q3 FY24: reported $0.33 per share against an estimate of $0.2142
  2. Q4 FY24: reported $0.23 per share against an estimate of $0.1496
  3. Q1 FY25: reported $0.38 per share against an estimate of $0.2584
  4. Q2 FY25: reported $0.45 per share against an estimate of $0.3009
  5. Q3 FY25: reported $0.46 per share against an estimate of $0.3264
  6. Q4 FY25: reported $0.30 per share against an estimate of $0.2881
  7. Q1 FY26: reported $0.35 per share against an estimate of $0.3341
  8. Q2 FY26: reported $0.33 per share against an estimate of $0.4539

OPFI news

  • Press releasePRNewswire

    OppFi Announces its Third Quarter 2026 Earnings Conference Call

  • Press releasePRNewswire

    BNCCORP Stockholders Approve Merger with OppFi, Inc.

  • Press releasePRNewswire

    OppFi to Participate in September 2026 Conferences

  • Press releasePRNewswire

    OppFi Reports Second Quarter 2026 Results, Record Second Quarter Revenue

  • Press releasePRNewswire

    OppFi to Participate in August 2026 Conferences

  • Press releasePRNewswire

    OppFi Announces its Second Quarter 2026 Earnings Conference Call

  • Press releasePRNewswire

    OppFi Reports First Quarter 2026 Results, Record Quarterly Revenue

  • Press releasePRNewswire

    BNCCORP To Be Acquired By OppFi in Transformative Customer-Focused Transaction

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Information on this page is provided for informational purposes only and is not a recommendation to buy, sell or hold any security. Investing involves risk, including possible loss of principal. Market data is delayed at least 15 minutes and is provided without warranty. Analyst ratings, price targets and company data come from third-party sources. Past performance does not guarantee future results.