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OptimumBank Holdings

OPHC · NYSE American

$8.67−$0.02 (−0.23%)TodayMarket closed ·
Prev close $8.69

About OPHC

OptimumBank Holdings, Inc. engages in offering a variety of community banking services to individual and corporate customers through its subsidiary, OptimumBank. The company is headquartered in Fort Lauderdale, Florida and currently employs 98 full-time employees. The company went IPO on 2003-05-08. The Bank is a state-chartered bank. The Bank offers a variety of commercial banking services to individual and corporate customers through its two branch offices located in Broward County, and one branch office in Miami Dade County, Florida. The Bank provides a range of consumer and commercial banking services to individuals and businesses. Its services offered include demand interest-bearing and noninterest-bearing accounts, money market deposit accounts, NOW accounts, time deposits, Wire transfers, ACH services, Visa debit and ATM cards, cash management, direct deposits, notary services, money orders, night depository, cashier’s checks, domestic collections, and banking by mail. The company provides ATM cards and Visa debit cards as a part of the Star, Presto and Cirrus networks, thereby permitting customers to utilize the convenience of ATMs worldwide. The company offers business lending lines for working capital needs.

Employees
98
Headquarters
FORT LAUDERDALE, Florida
Listed
May 8, 2003
Sector
Financials
Industry
Banks
Website
optimumbankinvestors.com

OPHC key statistics

Market cap
109.44M
Price-earnings ratio
9.99
Dividend yield
—
Average volume
68.11K
Volume
66.46K
Open price
$8.77
High today
$8.92
Low today
$8.52
52 Week high
$10.68
52 Week low
$3.91

OptimumBank Holdings (OPHC) at a glance

As of Oct 20, 2026, OptimumBank Holdings (OPHC) shares are priced at $8.67, giving the company a market cap of 109.44M and a price-to-earnings ratio of 9.99.

Today the stock has traded between $8.52 and $8.92. The current price is 1.8% above the day's low and 2.8% below its high.

Volume so far is 66.46K shares, in line with the average of 68.11K shares a day.

Over the past year OptimumBank Holdings has ranged from $3.91 to $10.68, and now sits 70% of the way up that range.

OptimumBank Holdings met or beat analyst EPS estimates in 7 of the last 8 quarters. In Q2 FY26 it reported $0.28 per share against an estimate of $0.2312.

The average analyst price target is $11.14, 28.4% above the current price, from 2 recent ratings.

Analyst ratings

Latest rating from each analyst over the past 12 months

100%of 2 analyst ratings say Buy
  • Buy100.0%
  • Hold0.0%
  • Sell0.0%
Price target · 5 analystsAvg $11.14
Low
$10.60
Now
$8.67
High
$11.81

OPHC earnings

Earnings per share, reported against the analyst estimate

Beat the estimate in 7 of the last 8 quarters, by 59.1% on average.

  1. Q3 FY24: reported $0.32 per share against an estimate of $0.1632
  2. Q4 FY24: reported $0.35 per share against an estimate of $0.1734
  3. Q1 FY25: reported $0.32 per share against an estimate of $0.1734
  4. Q2 FY25: reported $0.29 per share against an estimate of $0.153
  5. Q3 FY25: reported $0.18 per share against an estimate of $0.153
  6. Q4 FY25: reported $0.21 per share against an estimate of $0.204
  7. Q1 FY26: reported $0.20 per share against an estimate of $0.2346
  8. Q2 FY26: reported $0.28 per share against an estimate of $0.2312

OPHC news

  • Press releaseGlobe Newswire

    OptimumBank Holdings, Inc. Reports Best Year in Company History; To Present Shareholder Deck Highlighting 21%+ Core ROAE at April 28, 2026 Annual Meeting

  • Press releaseBusiness Wire

    Dream Chasers Responds to Carver Attempt to Block Bank Turnaround Expert Moishe Gubin

  • Press releasePRNewswire

    NYSE Content Advisory: Pre-Market Update + Project Nemo named Money20/20 Grand Prix Winner

  • Press releaseGlobe Newswire

    IBN Announces Latest Episode of The GotStocks Podcast featuring Moishe Gubin, Chairman of OptimumBank Holdings Inc.

  • Press releaseGlobe Newswire

    IBN Initiates Coverage of OptimumBank Holdings Inc.

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Information on this page is provided for informational purposes only and is not a recommendation to buy, sell or hold any security. Investing involves risk, including possible loss of principal. Market data is delayed at least 15 minutes and is provided without warranty. Analyst ratings, price targets and company data come from third-party sources. Past performance does not guarantee future results.