RBB Bancorp

RBB · NASDAQ

$26.13+$0.68 (+2.67%)TodayMarket closed · Oct 20, 7:30 PM ET

Prev close $25.45

RBB analyst rating

HoldConsensus of 4 analysts over the last 12 months. 25% rate it a buy.

Strong buy0
Buy1
Hold3
Underperform0
Sell0

12-month price target · 6 analysts

Average $28.87 (+10.5% upside)

Low: $26.26
Now: $26.13
High: $30.45

Upgrades and downgrades

The latest rating actions, newest first

RBB analyst upgrades, downgrades and rating actions
Firm	Date	Action	Rating	Price target	Hit rate
Stephens & Co.	Jul 23, 2026	Maintains	Equal-Weight	$26.00 → $29.00	67%
Hovde Group	Jun 16, 2026	Upgrade	Market Perform → Outperform	$26.00 → $29.00	58%
Piper Sandler	Oct 22, 2025	Maintains	Neutral	$20.00 → $21.00	68%
Keefe, Bruyette & Woods	Oct 22, 2025	Maintains	Market Perform	$21.00 → $23.00	63%

The case for and against

Updated Jan 12, 2026

Bull case

RBB Bancorp has demonstrated robust loan momentum, achieving a year-over-quarter growth rate of 12%, which is reinforced by a similar rate of growth in the previous quarter. Additionally, the net interest margin (NIM) has shown an expansion of 4 basis points to reach 2.92%, benefitting from a reduction in deposit costs and indicating potential for further improvement. Despite a slight concern regarding elevated non-performing assets (NPAs), the overall performance in loan growth and margin enhancement has contributed positively to the outlook for the company's financial health and future revenue generation.

Bear case

RBB Bancorp's financial outlook appears negative primarily due to below-optimal profitability levels and an increase in non-performing assets, as evidenced by a decline in net charge-offs (NCOs) and a lower allowance for loan losses (LLP). Additionally, the company's trading at 0.8x tangible book value (TBV) compared to 1.4x for the overall SMID group and 1.0x for its Asian American peers indicates persistent valuation concerns amid higher problem loan levels. Key risks impacting the company’s earnings forecast include the potential for rising credit costs, slower growth in loan and deposit income, and margin pressures, all of which contribute to a subdued financial performance outlook.

Information on this page is provided for informational purposes only and is not a recommendation to buy, sell or hold any security. Investing involves risk, including possible loss of principal. Market data is delayed at least 15 minutes and is provided without warranty. Analyst ratings, price targets and company data come from third-party sources. Past performance does not guarantee future results.