Radian Group

RDN · NYSE

$34.68+$0.56 (+1.64%)TodayMarket closed · Oct 20, 7:30 PM ET

Prev close $34.12

RDN analyst rating

BuyConsensus of 6 analysts over the last 12 months. 67% rate it a buy.

Strong buy0
Buy4
Hold2
Underperform0
Sell0

12-month price target · 8 analysts

Average $42.08 (+21.3% upside)

Low: $21.98
Now: $34.68
High: $50.40

Upgrades and downgrades

The latest rating actions, newest first

RDN analyst upgrades, downgrades and rating actions
Firm	Date	Action	Rating	Price target	Hit rate
Barclays	Oct 5, 2026	Maintains	Equal-Weight	$35.00 → $36.00	30%
Keefe, Bruyette & Woods	Aug 11, 2026	Maintains	Outperform	$46.00 → $44.00	53%
Barclays	Aug 10, 2026	Maintains	Equal-Weight	$39.00 → $35.00	30%
Keefe, Bruyette & Woods	Jun 25, 2026	Maintains	Outperform	$43.00 → $46.00	53%
RBC Capital	May 22, 2026	Initiates	Outperform	$47.00	44%
Barclays	May 11, 2026	Maintains	Equal-Weight	$37.00 → $39.00	30%
B of A Securities	Apr 29, 2026	Upgrade	Underperform → Buy	$35.00 → $43.00	54%
Keefe, Bruyette & Woods	Apr 10, 2026	Maintains	Outperform	$42.00 → $43.00	53%
Barclays	Apr 6, 2026	Maintains	Equal-Weight	$40.00 → $37.00	30%
UBS	Mar 12, 2026	Maintains	Neutral	$41.00 → $39.00	38%

The case for and against

Updated Oct 23, 2025

Bull case

Radian Group's management has indicated plans to increase share buybacks in the second quarter to $200 million, reflecting their belief that the company's shares are undervalued. The company is also positioned to deliver strong financial performance, with expectations of generating double-digit return on equity and year-over-year book value growth, which is positive for long-term prospects. Additionally, forward premium estimates are on the rise due to slightly lower ceded premiums, further reinforcing the company's financial outlook.

Bear case

Radian Group Inc. experienced a modest decrease in PMIERs excess capital, declining to $2.09 billion, which represents a 53% cushion, down from $2.15 billion and a 55% cushion at the end of the fourth quarter. Additionally, liquidity at the holding company fell to $834 million from $855 million during the same period, raising concerns about financial stability. Compounding these issues, future forecasts predict a decline in reserve releases from $218 million in 2024 to lower amounts in subsequent years, indicating potential challenges as credit conditions normalize and highlighting significant risks associated with mortgage credit weakening and declining origination volumes.

Information on this page is provided for informational purposes only and is not a recommendation to buy, sell or hold any security. Investing involves risk, including possible loss of principal. Market data is delayed at least 15 minutes and is provided without warranty. Analyst ratings, price targets and company data come from third-party sources. Past performance does not guarantee future results.