ServisFirst Bancshares

SFBS · NYSE

$39.59+$0.84 (+2.17%)TodayMarket closed · Oct 20, 7:30 PM ET

Prev close $38.75

SFBS analyst rating

BuyConsensus of 3 analysts over the last 12 months. 100% rate it a buy.

Strong buy0
Buy3
Hold0
Underperform0
Sell0

12-month price target · 5 analysts

Average $49.47 (+25.0% upside)

Low: $47.47
Now: $39.59
High: $52.50

Upgrades and downgrades

The latest rating actions, newest first

SFBS analyst upgrades, downgrades and rating actions
Firm	Date	Action	Rating	Price target	Hit rate
Raymond James	Oct 6, 2026	Downgrade	Strong Buy → Outperform	$50.00 → $45.00	59%
Piper Sandler	Oct 2, 2026	Maintains	Overweight	$47.00 → $46.00	67%
Piper Sandler	Jul 21, 2026	Maintains	Overweight	$91.00 → $94.00	67%
Piper Sandler	Apr 21, 2026	Maintains	Overweight	$89.00 → $91.00	67%
Raymond James	Jan 21, 2026	Upgrade	Outperform → Strong Buy	$95.00	59%
Hovde Group	Dec 19, 2025	Upgrade	Market Perform → Outperform	—	66%
Piper Sandler	Oct 21, 2025	Maintains	Neutral	$90.00 → $80.00	67%

The case for and against

Updated Jan 12, 2026

Bull case

Servisfirst Bancshares has demonstrated a robust performance with a projected increase in net income measures, raising estimates for 2025 and 2026 to $5.13 and $6.00, respectively, primarily due to a higher net interest margin (NIM) trajectory and effective expense management. The bank has shown resilience in loan production, with a significant improvement in the pipeline, increasing over 10% month-over-month in October and 40% year-over-year, despite recent pay downs, signaling potential for stronger loan growth in the latter part of the year. Additionally, the company's operational efficiency is underscored by a consistent non-interest expense run-rate and impressive profitability metrics, including a return on assets (ROA) of 1.50% and a return on equity (ROE) exceeding 15.5% in the second quarter of 2025.

Bear case

ServisFirst Bancshares has faced challenges reflected in its recent financial performance, with loan growth registering only 2.4% and a net interest margin (NIM) declining to 3.09%, negatively impacted by a large relationship moving to non-accrual status. The company's core earnings per share (EPS) of $1.31 fell short of both consensus and projected estimates, driven by weaker net interest income (NII) and rising expenses. Additionally, with forward estimates being lowered and concerns raised by credit issues related to a significant non-performing asset, ServisFirst Bancshares may experience downward pressure on its stock.

Information on this page is provided for informational purposes only and is not a recommendation to buy, sell or hold any security. Investing involves risk, including possible loss of principal. Market data is delayed at least 15 minutes and is provided without warranty. Analyst ratings, price targets and company data come from third-party sources. Past performance does not guarantee future results.