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Southern Michigan Bancorp

SOMC · OTC

$29.04+$0.34 (+1.18%)TodayMarket closed ·
Prev close $28.70

About SOMC

Southern Michigan Bancorp, Inc. is a financial holding company. The company is headquartered in Coldwater, Michigan. The Company’s wholly owned subsidiary, Southern Michigan Bank and Trust (SMBT) offer individuals, businesses, institutions and governmental agencies a range of commercial banking services primarily in the southern Michigan communities in which they are located. The company offers a variety of deposit, payment, credit, and other financial services to all types of customers. These services include time, savings, and demand deposits; safe deposit box services, and automated teller machine services. Its loans, including both commercial and consumer, are extended primarily on a secured basis to corporations, partnerships, and individuals. Its commercial lending covers such categories as business, industrial, agricultural, inventory and real estate. Its consumer lending covers direct and indirect loans to purchasers of residential real property and consumer goods. The company also offers trust and investment services.

Employees
0
Headquarters
Coldwater, Michigan
Listed
Mar 28, 1994
Sector
Financials
Industry
Banks
Website
smb-t.com

SOMC key statistics

Market cap
135.00M
Price-earnings ratio
10.91
Dividend yield
3.37%
Average volume
3.51K
Volume
354
Open price
$28.75
High today
$29.04
Low today
$28.75
52 Week high
$32.00
52 Week low
$23.00

Southern Michigan Bancorp (SOMC) at a glance

As of Oct 20, 2026, Southern Michigan Bancorp (SOMC) shares are priced at $29.04, giving the company a market cap of 135.00M, a price-to-earnings ratio of 10.91 and a dividend yield of 3.37%.

Today the stock has traded between $28.75 and $29.04. The current price is 1.0% above the day's low and 0.0% below its high.

Volume so far is 354 shares, below the average of 3.51K shares a day.

Over the past year Southern Michigan Bancorp has ranged from $23.00 to $32.00, and now sits 67% of the way up that range.

Southern Michigan Bancorp met or beat analyst EPS estimates in 8 of the last 8 quarters. In Q2 FY26 it reported $0.66 per share against an estimate of $0.00.

SOMC earnings

Earnings per share, reported against the analyst estimate

Beat the estimate in 8 of the last 8 quarters, by 0.0% on average.

  1. Q3 FY23: reported $0.61 per share against an estimate of $0.00
  2. Q1 FY24: reported $0.59 per share against an estimate of $0.00
  3. Q2 FY24: reported $0.55 per share against an estimate of $0.00
  4. Q3 FY24: reported $0.57 per share against an estimate of $0.00
  5. Q1 FY25: reported $0.66 per share against an estimate of $0.00
  6. Q2 FY25: reported $0.70 per share against an estimate of $0.00
  7. Q1 FY26: reported $0.71 per share against an estimate of $0.00
  8. Q2 FY26: reported $0.66 per share against an estimate of $0.00

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Information on this page is provided for informational purposes only and is not a recommendation to buy, sell or hold any security. Investing involves risk, including possible loss of principal. Market data is delayed at least 15 minutes and is provided without warranty. Analyst ratings, price targets and company data come from third-party sources. Past performance does not guarantee future results.