Upstart Holdings

UPST · NASDAQ

$23.65+$0.40 (+1.72%)TodayMarket closed · Oct 20, 7:58 PM ET

Prev close $23.25

Who owns UPST

Largest institutional holders, from their latest 13F filings

The 10 largest institutions hold 38.5% of UPST’s shares.

Girouard (David)11.2%
BlackRock Institutional Trust Company, N.A.6.5%
Vanguard Portfolio Management, LLC3.9%
Vanguard Capital Management, LLC3.9%
Next 6 largest institutions13.1%
All other shareholders61.5%

Top institutional holders of UPST
Holder	Shares	% of shares	Change, last filing	Filed
Girouard (David)	10.74M	11.22%	+0	Mar 31, 2026
BlackRock Institutional Trust Company, N.A.	6.19M	6.47%	+327.48K	Jun 30, 2026
Vanguard Portfolio Management, LLC	3.74M	3.91%	−3.78K	Jun 30, 2026
Vanguard Capital Management, LLC	3.70M	3.86%	−53.50K	Jun 30, 2026
Marshall Wace LLP	2.37M	2.48%	−909.42K	Jun 30, 2026
Geode Capital Management, L.L.C.	2.23M	2.33%	+104.55K	Jun 30, 2026
Morgan Stanley & Co. LLC	2.20M	2.30%	−1.58M	Jun 30, 2026
State Street Investment Management (US)	2.12M	2.21%	+65.38K	Jun 30, 2026
Clear Street Group Inc	1.83M	1.91%	+273.86K	Jun 30, 2026
Halter Ferguson Financial, Inc.	1.75M	1.83%	+280.76K	Jun 30, 2026

Largest mutual fund holders

Top mutual fund holders of UPST
Holder	Shares	% of shares	Change, last filing	Filed
Vanguard Total Stock Market Index Fund	2.59M	2.70%	+11.36K	Jul 31, 2026
iShares Russell 2000 ETF	2.20M	2.29%	−428	Jul 31, 2026
Vanguard Small-Cap Index Fund	1.87M	1.95%	+9.42K	Jul 31, 2026
Vanguard Small-Cap Growth Index Fund	1.07M	1.12%	+2.94K	Jul 31, 2026
Vanguard Extended Market Index Fund	968.82K	1.01%	+1.67K	Jul 31, 2026

Insider trades

Form 4 filings by officers, directors and large holders

Over the last 6 months, insiders bought $7.65M (4 trades) and sold $5.58M (22 trades) of UPST on the open market.

Latest UPST insider transactions
Insider	Date	Type	Shares	Price	Value
Gu Paul	Sep 10, 2026	Buy	50.00K	$25.55	$1.28M
Datta Sanjay	Sep 8, 2026	Option exercise	300.00K	—	—
Datta Sanjay	Sep 8, 2026	Sale	116.00K	$27.29	$3.17M
Datta Sanjay	Sep 8, 2026	Option exercise	300.00K	$1.35	$405.00K
Mirgorodskaya Natalia	Aug 25, 2026	Sale	913	$30.03	$27.42K
Mirgorodskaya Natalia	Aug 20, 2026	Sale	586	$28.09	$16.46K
Datta Sanjay	Aug 20, 2026	Sale	8.95K	$28.09	$251.30K
Darling Scott	Aug 20, 2026	Sale	7.70K	$28.09	$216.22K
Datta Sanjay	Aug 19, 2026	Sale	10.00K	$31.46	$314.63K
Blankmeyer Andrea	Aug 19, 2026	Sale	3.00K	$29.33	$87.99K

Short interest

Settled Sep 30, 2026

Shares short: 28.57M
Days to cover: 6.23
% of shares outstanding: 29.85%
Average daily volume: 4.59M
Change since last report: +3.3%

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