West Coast Community Bancorp

WCCB · OTC

$60.74+$0.43 (+0.71%)TodayMarket closed · Oct 20, 7:26 PM ET

Prev close $60.31

WCCB analyst rating

BuyConsensus of 2 analysts over the last 12 months. 100% rate it a buy.

Strong buy0
Buy2
Hold0
Underperform0
Sell0

12-month price target · 2 analysts

Average $0.00 (−100.0% downside)

Low: $0.00
Now: $60.74
High: $0.00

Upgrades and downgrades

The latest rating actions, newest first

WCCB analyst upgrades, downgrades and rating actions
Firm	Date	Action	Rating	Price target	Hit rate
DA Davidson	Jan 28, 2026	Maintains	Buy	$50.00 → $52.00	78%
Janney Montgomery Scott	Jan 15, 2026	Initiates	Buy	$52.00	71%
DA Davidson	Oct 22, 2025	Maintains	Buy	$50.00	78%

The case for and against

Updated Apr 10, 2026

Bull case

West Coast Community Bancorp demonstrated notable growth in its financial metrics, with end-of-period (EOP) deposits increasing by 6.7% quarter-over-quarter, amounting to $41 million, following a significant rise of 31.2% in the previous quarter. The bank's EOP loans also showed an upward momentum, rising by 2.8% or $15 million compared to a modest increase of 0.4% in the preceding quarter, primarily fueled by the construction and land development portfolio. Additionally, the core net interest margin (NIM) improved by 2 basis points to 4.93%, indicative of effective management in the face of increasing deposit costs.

Bear case

West Coast Community Bancorp faces a negative outlook primarily due to a deterioration in asset quality, which has been highlighted by recent issues, including a significant decline in the yield on earning assets and total loan yields. Loan demand has contracted beyond current expectations, leading to slower growth and a less favorable earning asset mix, while the economic environment in the bank's core markets has also deteriorated significantly. The decline in key financial metrics, such as the GAAP net interest margin, alongside an increased provision for loan losses related to specific loans, further underscores the challenges impacting the bank's financial stability.

Information on this page is provided for informational purposes only and is not a recommendation to buy, sell or hold any security. Investing involves risk, including possible loss of principal. Market data is delayed at least 15 minutes and is provided without warranty. Analyst ratings, price targets and company data come from third-party sources. Past performance does not guarantee future results.